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I’d like to think that we are doing well financially. And, compared to many who constantly choose to live beyond their means, we are.
But, I know that there is still room for improvement.
- We have a vehicle loan that I’d love to abolish.
- We have a mortgage that was more than I would have preferred to incur when we bought out house.
- We never seem to have the resources to do fun things, like a family trip to Hawaii that is on our dream list.
With the knowledge that I could get better control over the financial health of our family, I was quite willing to accept a review spot for The Money Saving Mom®’s Budget by Crystal Paine through LitFuse.
I’ve loved the chance to listen to the audiobook while doing some of the ‘mundane’ chores around the house. It’s easy to clean up the kitchen, cook down apples for applesauce, and have bread going in the Bosch mixer and listen at the same time.
While I was expecting plenty of tips for paying down debt or saving for something special, what I didn’t expect was a section talking about budgeting your time. Wow! I know that is an area that needs improvement as well. And, I’m taking this as another way God is speaking to me for putting focus where it needs to be rather than wasting any of our resources (financial or otherwise.)
Having listened to several of the chapters and prayed over what I should be doing, I now have some goals set. Rather than share them all here, I’ll put them in a different post and share how my progress is going. What I will share is that I’d really like to set a savings goal to pay down the mortgage faster OR save for a family trip to Hawaii. Which goal is set will be determined by discussions with Mr. O.
Money Saving Mom®’s 7 Rules for Financial Success
Rule #1: Set Big Goals and Break Them down into Bite-sized Pieces
Rule #2: Streamline Your Life and Cut the Clutter
Rule #3: Set Up a Realistic, workable Budget
Rule #4: Take the Cash-Only Challenge
Rule #5: Use Coupons
Rule #6: Never Pay Retail
Rule #7: Choose Contentment
As Ms. Paine goes through the different rules, she provides specific examples of others who have tackled that particular component. I love hearing about the success of others and how it has blessed their lives.
About the book:
With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:
• Achieve a complete financial makeover
• Set up a realistic budget
• Never pay retail
• Slash your grocery bill
• Organize your time & your home
• Use coupons wisely
• Pay with cash only
• Live simply
• Become debt free
• Choose contentment
• Make every dollar count
About Crystal Paine:
Crystal Paine is a wife and homeschooling mom to three young children who has been writing on topics related to frugality for the last five years—and living a frugal, simple, and debt-free life since she was born. Her blog, MoneySavingMom.com, is one of the top personal finance blogs on the web averaging over four million pageviews per month. Crystal has contributed to articles in Woman’s Day magazine and All You magazine, as well as being mentioned on National Public Radio and CNN.com, in USA Weekend, and Real Simple magazine and numerous other local newspapers and radio and television stations. www.moneysavingmom.com
The Money Saving Mom®’s Budget is available in audio format with a suggested retail price of $19.99. You can also find it in paperback and Kindle formats.
Disclaimer ~ I was provided with a download of the audiobook to facilitate this review. No monetary compensation occurred and all opinions are my own. Visit the LitFuse tour page to see what other reviewers have to say about this title.
“What I love about the audio edition of The Money Saving Mom’®s Budget is that I
can listen to it on the go – on my run, in the car, or while I’m folding laundry. AND … I
love that it comes with the downloadable worksheets. I am able to work through those
while listening to Crystal speak. So helpful. Perfect for my busy schedule.” –Anne,
blogger (and reformed budget breaker!)